This Customer Agreement, together with all Schedules and accompanying documents, as amended from time to time (hereinafter the “Agreement”), sets out the terms of the contract between you and us.

BY CLICKING "I AGREE" BELOW, I ACKNOWLEDGE THAT:

  • • I understand all of these Terms and that these Terms and Conditions together with all Policies form an inseparable part of a binding agreement between me and Royal FX Bank (the "Agreement").
  • • I am over 18 and the information provided in this application is true and correct and I will notify Royal FX Bank of any material changes.
  • • Royal FX Bank may not be able to determine the suitability of a product for me, including due to lack of experience or undisclosed information.
  • • I have provided full, accurate and truthful information, including my home address and identity. Royal FX Bank may change the terms set forth in this Agreement at any time without limitation by posting such information on our website.
  • • I confirm that I have had the opportunity to trade on a demo platform and/or read a tutorial and therefore understand how to trade and the RISKS involved. Also, I have read and understood the risks involved in forex trading.
  • • By completing the registration form, I am requesting and agreeing to open an account for myself and confirm that I have read and understand all policies and terms including the Risk Disclosure and Terms and Conditions.

PREAMBLE
Royal FX Bank offers access to its website and services to clients who accept the Terms and Conditions. By using the website, you expressly confirm that you have read and agree to these terms and conditions. Our obligations are subject to any limits or limitations that we may agree to in writing and any statutory, regulatory, legal or market requirement.

The following terms and conditions apply to all users and if you need additional information on any of the topics below, you can always contact our customer service. You must first read and then accept these Terms and Conditions in order to benefit from the best services from Royal FX Bank and the agreement will become effective upon acceptance. If you do not agree to be bound by the terms of this Agreement, be sure to notify us in writing. If Royal FX Bank decides to make changes, they will be published online and in order to continue trading on the site you may be asked to accept the new terms. To be eligible

You hereby acknowledge that you have the knowledge and experience to trade and understand the risks involved. We cannot be held responsible for any damage or loss and we are not responsible for verifying that you have sufficient knowledge or that your trading decisions are wise. The same conditions apply to legal restrictions. You should fully understand this trade; Investments and similar processes are regulated differently around the world. The fact that you can access our website and use the tools offered by Royal FX Bank does not necessarily mean that it is legal in your country.

Do not misuse the license or the services provided to you. By accepting the Terms of Service you are granted a limited license but you may not deep link to the site or copy and resell the materials appearing on Royal FX Bank. The information we provide should be used entirely to execute transactions within or within Royal FX Bank. Please note that closing or suspending your account due to a violation of the Terms of Service and specifically the Acceptable Use Policy may result in position closing losses. Do not provide false or inaccurate information. The license granted will terminate if we determine

These Terms and Conditions state that under no circumstances will Royal FX Bank or its employees be held liable for any loss of profits or any kind of damage incurred during trading as a result of being connected to our website, including negligence. In all proven circumstances, Royal FX Bank's liability is limited to our most recent monthly commissions received by you for money transferred or deposited into your trading account. GENERAL TERMS AND CONDITIONS The preamble to these Terms of Use forms an integral part thereof and together with all company policies forms a binding agreement between the user and Royal FX Bank. you and anyone using the website, are hereinafter referred to as "user" and/or customer. By accessing, visiting and/or using this website, any person (hereinafter: "User") unequivocally and unreservedly declares his or her binding acceptance of all of these Terms and Conditions, which constitute a binding agreement between the User and the Royal FX Bank and undertakes to comply fully with them. All activities on, with and/or through this website are subject to these terms and conditions. which constitute a binding agreement between the user and Royal FX Bank and undertakes to fully comply with them. All activities on, with and/or through this website are subject to these terms and conditions. which constitute a binding agreement between the user and Royal FX Bank and undertakes to fully comply with them. All activities on, with and/or through this website are subject to these terms and conditions.


Permitted Use:

Each user must be at least 18 years old and legally entitled to use this website in accordance with the Estonian laws applicable to him/her. User declares that he or she has full legal capacity to enter into legally binding agreements. Users may not make commercial and/or serial and/or automated use of this website. This website strictly prohibits the use of data mining, data collection, bandwidth theft, offline browsing plug-ins and software and/or download and/or batch download or access and any access through any software, except for the major popular and official web browsers . Your Account and Bank Account: Upon receipt of your application, we may from time to time conduct credit or other checks as we deem appropriate, including, but not limited to obtaining references from your bank, employer or credit agencies (if applicable). Credit bureaus will record the details of the search whether your application goes through or not. We reserve the right to conduct additional credit checks at any time during the term of this Agreement. You acknowledge and accept that we may use credit scoring methods to evaluate your application. This may affect our decision as to whether to accept the request or to change how your account works. You must inform us immediately of any material changes to the information contained in your application form. If your application form is accepted, we will open an account for you and provide you with a user ID and account number. We reserve the right to conduct additional credit checks at any time during the term of this Agreement. You acknowledge and accept that we may use credit scoring methods to evaluate your application. This may affect our decision as to whether to accept the request or to change how your account works. You must inform us immediately of any material changes to the information contained in your application form. If your application form is accepted, we will open an account for you and provide you with a user ID and account number. We reserve the right to conduct additional credit checks at any time during the term of this Agreement. You acknowledge and accept that we may use credit scoring methods to evaluate your application. This may affect our decision as to whether to accept the request or to change how your account works. You must inform us immediately of any material changes to the information contained in your application form. If your application form is accepted, we will open an account for you and provide you with a user ID and account number. You must inform us immediately of any material changes to the information contained in your application form. If your application form is accepted, we will open an account for you and provide you with a user ID and account number. You must inform us immediately of any material changes to the information contained in your application form. If your application form is accepted, we will open an account for you and provide you with a user ID and account number.

You must not share this information with anyone else. In the event that you believe these details are known to a third party, you will notify us immediately. You will assist us in investigating abuse of your account. You acknowledge that we are under no obligation to confirm or verify the identity of anyone using or quoting from your account. You confirm that we have the right (but not the obligation) to make payments due to you for all amounts to a single account.

We may (but are not obliged to) arrange to transfer funds to different bank accounts. Notwithstanding the fact that we agree to this, we shall not be liable for any errors made by us in the amount transferred, provided that the total amount transferred pursuant to this Agreement is correct. Funds appearing in the Client's account may include agreed or voluntary bonuses and incentives or other amounts not directly deposited by the Client or derived from trading based on actual deposited funds (“Undeposited Funds”). Please note that unless expressly agreed otherwise, funds not deposited are not available for immediate withdrawal.

PLEASE NOTE:

NON-DEPOSITED FUNDS, including any winnings made as a result of or derived from same, are not Client funds. If a withdrawal of undeposited funds has been confirmed, Royal FX Bank has the absolute right to reclaim all such funds. Other Agreements: In addition to the above and without limiting the generality of this clause: confirm that the bank account details are complete and correct and that you will notify us immediately if they change and provide us with any documentation we request respect of such revised bank account; Confirm that the bank account (unless otherwise agreed by us) relates to a bank account opened in your country of primary residence; Acknowledge and accept that we are under no obligation to transfer funds to or accept funds from any account other than the bank account. Except in the case of fraud (which does not include fraud by a third party), we accept no responsibility for any loss or damage you may suffer as a result of your trading with monies deposited or credited to your account in error by or on our behalf. We reserve the right to close or suspend your account at any time in accordance with the terms of this Agreement. Expressly acknowledge that Royal FX Bank has the right to change the amount of margin allowed on any trade due to market volatility without prior notice. Multiple Accounts: Except as expressly provided in this Agreement, each account will be treated entirely separately if you have more than one account with us. Because of this,

TOGETHER

Accounts/Beneficiaries: When an account is owned by multiple users or by a corporation, corporation, partnership, or other legal entity, all beneficiaries or signers must agree to a payout. Linking to this Website: You may not create or maintain a link from any other website to any page on this Website without the written permission of Royal FX Bank. Running or displaying this website, or any information or material framed or otherwise displayed on this website on any other website, is prohibited without our prior written permission. All permitted links to this website must comply with all applicable laws, rules and regulations and internet ethics. IP and Copyright Notice: All text, graphics, sounds, information, designs, applications, content, source code and object code files, and other materials displayed on or downloadable from this website are protected by copyright, trademark and other laws protected and may not be used except as permitted in these Terms and Conditions or with the prior written permission of the owner of such materials (hereinafter: “Information” or “Data”). The information on this website belongs to Royal FX Bank or their respective affiliates and suppliers and may not be copied or used without prior permission. You may not use the information or materials which are displayed on or which can be downloaded from this website, or reproduce or publicly display, perform or distribute or otherwise exploit any such information or materials for any public or commercial purpose. Any unauthorized use of such information or materials may violate copyright laws, trademark laws, statutes, laws of privacy and publicity. and other laws and regulations. Force Majeure: While we will endeavor to timely perform our obligations, we shall not be liable for any partial or non-performance of our obligations for reasons beyond our reasonable control, including but not limited to communications systems or computer failure, Market failure, suspension, failure or closure or the imposition or change (including a change in interpretation) of Estonian legislation or any other law or governmental or regulatory requirement and we will not be liable for any loss you may suffer as a result. Without prejudice to the generality of this clause, the following events shall be deemed to be events of force majeure: if we (in our opinion) as a result of civil commotion, terrorism, strikes, riots or power or communications failure; excessive volatility in financial markets; Suspension, closure or liquidation of the underlying markets. Without prejudice to the generality of this clause, in the event of force majeure we are entitled to: change trading hours; change the margin requirement;

TRADEMARK:

Certain trademarks, trade names, service marks and logos used or displayed on this website are registered and unregistered trademarks, trade names and service marks of Royal FX Bank and its affiliates. Other trademarks, trade names, and service marks used or displayed on this site are the registered and unregistered trademarks, trade names, and service marks of their respective owners. Nothing contained on this website grants or should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark, trade name, service mark or logo displayed on this website without the written permission of Logins Security granted: It is your responsibility to maintain your account at all such times. This also includes ensuring that the required margin level is in place. If you have more than one account, this responsibility applies to each account separately, unless we have agreed otherwise with you in writing. Any person using a login (whether or not that person is in fact a duly authorized customer) shall be deemed authorized to enter the system and/or (as the case may be) other instructions or communications on behalf to be granted by The client of Royal FX Bank represented by the login according to the registration information provided by Royal FX Bank. Royal FX Bank will comply with such instructions without being obliged to obtain further written or other confirmation and for clarification the relevant transaction fees will be due. Unlawful Use: You are prohibited from making any unlawful use of this website and you understand and understand that in addition to these terms and conditions and any policy on your use of this website, you may and may be subject to the laws and regulations contained in your or any other relevant jurisdictions, including any gaming, securities, taxation and/or anti-money laundering related pronouncements. Royal FX Bank does not encourage conduct that would be considered a criminal offense or give rise to civil liability or otherwise violate any law. If we determine, in our sole discretion, that you have breached, or are likely to breach, any of the foregoing prohibitions, we may, in addition to any remedy we may have at law or in equity, take any action we consider necessary to remedy or to prevent infringement, including but not limited to the immediate removal of related materials and/or users from this website. We will fully cooperate with any law enforcement agency or court order or subpoena requesting or directing us to disclose the identity of anyone posting such materials. The user undertakes that all information provided by him is true, accurate, complete and up-to-date.

No warranties, express or implied:

USE THIS SITE AT YOUR OWN RISK. THE INFORMATION, MATERIALS AND SERVICES PROVIDED ON OR THROUGH THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY.

You must read the Risk Notice and any other documents provided to you in connection with this Agreement very carefully. DO NOT submit the online application form if you are unsure of the implications of this Agreement or the nature of the risks involved. By clicking the Submit button and submitting the online application form to us, you confirm that you have read the documents provided and that you understand and accept the terms of this Agreement. Royal FX Bank and/or any or all of its subsidiaries, affiliates, agents, employees, solicitors, trustees, Bankers and/or officers do not regulate and/or monitor and/or review the information published on this website, including articles, trading information, quotes, etc. Gett Option's sole responsibility and endeavor is to facilitate trading and provide information and Provide articles that are deemed useful. Royal FX Bank shall in no way be held liable or otherwise bear any damages and/or costs to any user or third party other than the reimbursement of the last monthly fees (to the extent that such fees have actually been paid to Royal FX Bank). ) and subject to the conditions set forth herein. Royal FX Bank shall not be liable for any denial of service for any reason, whether general, personal or specific. Royal FX Bank is in no way liable for any information, software, products and/or services provided by third parties. The Website may be offline for maintenance or for any other reason at any time and at Royal FX Bank’s sole discretion and service may be denied temporarily and/or continuously and/or indefinitely, warranted to any person without liability to Royal FX Bank that you can access the website at any time and from any place and makes no warranty with regard to the content of the website. Without limiting the foregoing, Royal FX Bank shall not be liable for the impossibility of executing trading orders due to breakdowns in the operation of information systems due to technical failures, that are beyond their control. Neither Royal FX Bank nor their respective affiliates, subsidiaries, agents, employees and officers guarantee the accuracy or completeness of any information, materials or services provided on or through this website. Without limiting the foregoing, Royal FX Bank shall not be liable for the impossibility of executing trading orders due to operational disruptions of information systems due to technical failures beyond its control. Neither Royal FX Bank nor any of their respective affiliates, subsidiaries, agents, employees and officers warrants the accuracy or completeness of any information, materials or services made available on or through this website. Without limiting the foregoing, Royal FX Bank shall not be liable for the impossibility of executing trading orders due to operational disruptions of information systems due to technical failures beyond its control. Neither Royal FX Bank nor their respective affiliates, subsidiaries, agents, employees and officers guarantee the accuracy or completeness of any information, materials or services provided on or through this website. Royal FX Bank is not liable for the impossibility of executing trading orders due to operational disruptions of information systems due to technical failures beyond its control. Neither Royal FX Bank nor their respective affiliates, subsidiaries, agents, employees and officers guarantee the accuracy or completeness of any information, materials or services provided on or through this website. Royal FX Bank is not liable for the impossibility of executing trading orders due to operational disruptions of information systems due to technical failures beyond its control. Neither Royal FX Bank nor their respective affiliates, subsidiaries, agents, employees and officers guarantee the accuracy or completeness of any information, materials or services provided on or through this website.

The information, materials and services provided on or through this website may be out of date and neither Royal FX Bank nor any of their respective affiliates makes any commitment or assumes any obligation to review any such information, materials or services validate or update. Except as expressly set forth herein and subject to certain conditions, we DO NOT offer Consulting Services. All transactions, investments and decisions are made at your own discretion and risk. Royal FX Bank and/or any or all of its subsidiaries, agents, employees and/or officers shall not be responsible or liable for any damage to or viruses affecting your computer, telecommunications equipment, or other property caused by or arising out of your access to, use of or surfing on this website, or the downloading of any information or materials from this website. The foregoing limitations of liability do not apply to the extent prohibited by law. IN THE EVENT OF ANY PROBLEM WITH THIS WEBSITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO STOP USING THIS WEBSITE. If you are a registered user, you may be entitled to a refund of charges received by Royal FX Bank within the previous month for services denied outright as a result of an act or omission by Royal FX Bank. Your use of or browsing of this website is caused by or results from the downloading of any information or materials from this website. The foregoing limitations of liability do not apply to the extent prohibited by law. IN THE EVENT OF ANY PROBLEM WITH THIS WEBSITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO STOP USING THIS WEBSITE. If you are a registered user, you may be entitled to a refund of charges received by Royal FX Bank within the previous month for services denied outright as a result of an act or omission by Royal FX Bank. Your use of or browsing of this website is caused by or results from the downloading of any information or materials from this website. The foregoing limitations of liability do not apply to the extent prohibited by law. IN THE EVENT OF ANY PROBLEM WITH THIS WEBSITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO STOP USING THIS WEBSITE. If you are a registered user, you may be entitled to a refund of charges received by Royal FX Bank within the previous month for services denied outright as a result of an act or omission by Royal FX Bank. The foregoing limitations of liability do not apply to the extent prohibited by law. IN THE EVENT OF ANY PROBLEM WITH THIS WEBSITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO STOP USING THIS WEBSITE. If you are a registered user, you may be entitled to a refund of charges received by Royal FX Bank within the previous month for services denied outright as a result of an act or omission by Royal FX Bank. The foregoing limitations of liability do not apply to the extent prohibited by law. IN THE EVENT OF ANY PROBLEM WITH THIS WEBSITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO STOP USING THIS WEBSITE. If you are a registered user, you may be entitled to a refund of charges received by Royal FX Bank within the previous month for services denied outright as a result of an act or omission by Royal FX Bank.

All claims against Royal FX Bank lapse within 12 months of the event giving rise to the claim. In the event of a problem with any information, product or service purchased on or through this website, you agree that your sole remedy, if any, other than that stated above, shall be with the third-party provider of that information, product or service. The above disclaimers mean that Royal FX Bank makes no commitment to provide any service and/or all functionality on the website. This also means if you believe you have a claim against Royal FX Bank it should be brought promptly and be null and void within 12 months of the time it first arose.

Revisions to these Terms and Conditions:

Notwithstanding the foregoing, the User acknowledges and accepts that Royal FX Bank and its legal advisors shall have the absolute right to modify, amend and/or withdraw any of these Terms and Conditions at any time, in their sole discretion, without giving the User any notice thereof. Any such modification, amendment or waiver will be fully effective and binding upon posting on the Website. You should visit this page to review the then current Terms and Conditions, which are binding on you. Certain provisions of these Terms and Conditions may be supplemented or superseded by legal notices or terms on specific pages of this website. These Terms and Conditions were last updated on May 25, 2018. This means that these Terms and Conditions may be reasonably amended by Royal FX Bank from time to time and will apply to any user immediately. Royal FX Bank will maintain a link to these Terms and Conditions on every page of the Website and indicate the last date these Terms and Conditions were updated. Termination: You or we may suspend or terminate your account or your use of this website at any time for any reason or no reason. Other than withdrawal of accumulated monies, you are not entitled to any remedies to discontinue the Services, all of which are subject to our WD Policy and applicable laws and regulations. We reserve the right to change all or any aspect of this website at any time without notice, suspend or discontinue.



Additional support:

If you do not understand any of the above terms and conditions, or if you have any questions or comments, please contact us at any time. This means that if anything in these Terms and Conditions is unclear, unfair or unacceptable to you, you should contact us beforehand. Our Commitment to Security and Privacy: In order to prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place suitable and reasonable physical, electronic and managerial procedures to safeguard and secure the information we collect online. You can find more information in our data protection declaration.

Assignment to Third Parties: Royal FX Bank shall have the full right to assign, grant, transfer or sub-license any of its rights hereunder, including any rights in relation to any information or data, in whole or in part to any third party. This means that the agreement between the user and Royal FX Bank on the terms set out in the General Terms and Conditions can be transferred in whole or in part by Royal FX Bank, but not by the user. These privileges, as well as the limitations of liability, are Royal FX Bank's unilateral prerogatives under these Terms and Conditions, but this website would not be viable without them.

No Waiver:

Royal FX Bank's consent to any breach of these Terms and/or failure to exercise any right provided herein shall not affect Royal FX Bank's statutory rights and remedies and shall not be construed as an exclusion and/or disqualification from exercising or seeking anything from that. Severability: If any provision herein is held to be void or invalid by a court of law, that provision shall be severed and shall in no way affect or affect the effect and/or validity of any or all remaining provisions herein. This means that if for any reason a particular article of these Terms and Conditions is held unenforceable by a court of competent jurisdiction,

Contact us:

Should you have any further questions or concerns, please contact us at any time. DEPOSITS AND WITHDRAWALS POLICY (WD POLICY) Trading any investment opportunity that can generate profits requires Royal FX Bank clients to deposit funds into their online accounts. Winnings can be withdrawn from the online account. Deposits and withdrawals are governed by this WD policy and the generally applicable terms and conditions. DEPOSITS You, the Client, must make all deposits from one source (e.g. a single bank account). If you wish to start trading you should ensure that this account is held in your country of residence and in your name. To confirm that a SWIFT confirmation is authentic it must be sent to Royal FX Bank, to confirm the origin of the money used for trading. If you do not comply with this WD policy, you may not be able to deposit the funds via bank transfer. If you have not signed up and traded from your account within three (3) months, 10% will be deducted from your account each month. WITHDRAWALS In accordance with generally accepted rules and regulations, withdrawals may only be made to the same bank account or credit/debit card that you used to deposit. Unless we agree otherwise, withdrawals from the account may only be made in the same currency in which the relevant deposit was made. When depositing or withdrawing funds for trading purposes using alternative payment methods, you should be aware that that additional fees and restrictions may apply. Withdrawals are subject to withdrawal processing and processing fees. These fees will be deducted from the transferred payout amount. The table of fees is available at Royal FX Bank. Without derogating from the foregoing, Royal FX Bank may make withdrawals to a different facility than that used for deposit, subject to anti-money laundering regulations. In addition, the customer may be asked to provide additional information and documents when making withdrawals. UNDEPOSED FUNDS Funds appearing in the Client's account may include agreed or voluntary bonuses and incentives or other amounts, not deposited directly by the Client or won from trading based on actually deposited funds (“Undeposited Funds”). Please note that funds not deposited are not available for withdrawal unless expressly agreed otherwise. In addition, due to technical limitations, in certain cases, undeposited funds may be allocated to the Client's account (e.g. for the technical purpose of allowing positions to be closed or an indebted account to be closed). Without derogating from the above, bonuses issued by Royal FX Bank to the Client can only be withdrawn subject to the execution of a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum Trading Volume”). Please note that funds not deposited are not available for withdrawal unless expressly agreed otherwise. In addition, due to technical limitations, in certain cases, undeposited funds may be allocated to the Client's account (e.g. for the technical purpose of allowing positions to be closed or an indebted account to be closed). Without derogating from the above, bonuses issued by Royal FX Bank to the Client can only be withdrawn subject to the execution of a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum Trading Volume”). Please note that funds not deposited are not available for withdrawal unless expressly agreed otherwise. In addition, due to technical limitations, in certain cases, undeposited funds may be allocated to the Client's account (e.g. for the technical purpose of allowing positions to be closed or an indebted account to be closed). Without derogating from the above, bonuses issued by Royal FX Bank to the Client can only be withdrawn subject to the execution of a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum Trading Volume”). In addition, due to technical limitations, in certain cases, undeposited funds may be allocated to the Client's account (e.g. for the technical purpose of allowing positions to be closed or an indebted account to be closed). Without derogating from the above, bonuses issued by Royal FX Bank to the Client can only be withdrawn subject to the execution of a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum Trading Volume”). In addition, due to technical limitations, in certain cases, undeposited funds may be allocated to the Client's account (e.g. for the technical purpose of allowing positions to be closed or an indebted account to be closed). Without derogating from the above, bonuses issued by Royal FX Bank to the Client can only be withdrawn subject to the execution of a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum Trading Volume”).

SUBMITTING A WITHDRAWAL REQUEST In order to process your withdrawal request, you must:

Print out the [Revocation.pdf] form. The customer logs into their account via the website, clicks on withdrawal, fills in the information and fills out the withdrawal form. Sign the printed form. Email us the form as a scanned image (JPG, GIF, PNG, non-password-protected PDF). All compliance documents must be received and approved by the Royal FX Bank Compliance Officer in order to proceed with the withdrawal. The name of the beneficiary must match the name on the trading account. Requests to transfer funds to third parties will not be processed. Important: The Account Holder must regularly monitor the account and ensure that there is available margin on the account prior to making this request,

TYPICAL WITHDRAWAL PROCESSING TIME:

The time it takes for the funds to reach your credit card or bank account used for the deposit can vary (usually up to five business days). Note that withdrawals to bank accounts may take longer due to the additional security procedures in place. The request is generally processed by Royal FX Bank within 2 to 5 business days of receipt. To avoid delays, please check your details carefully before submitting your request. Royal FX Bank accepts no responsibility for any errors or inaccuracies made by the account holder. The processing of corresponding withdrawals takes 3 to 5 business days. Royal FX Bank cannot monitor and is in no way responsible for the internal procedures of the customer's credit card company or bank. The customer must independently track the credit card or the respective bank. Funds will be credited to your credit account once your credit card issuer has withdrawn funds from our account. This process can take up to 2-14 business days or longer to be reflected on your credit card account. If you do not have online access to your credit card, this should appear on your next statement(s), depending on your card's billing cycle. Please note clearly that we are not bound by any time frame and any additional fees charged by third parties will be deducted from the deposit or withdrawal. Additional Fees: If the receiving bank uses an intermediary bank to send/receive funds, you may incur additional fees, charged by the intermediary bank. These fees are usually charged for your bank to transmit the transfer. Royal FX Bank is not involved in or has any control over these additional fees. Please check with your financial institution for more information. CREDIT/DEBIT CARDS If you select an account in a currency other than USD (United States Dollars) for credit card deposits, your credit card will be charged appropriately in accordance with the amount deposited and the applicable exchange rates. Additional credit card fees may apply to the exchanged deposit (in such cases you may notice discrepancies between the deposit amount and the amount charged to your credit card). Customers must accept these slight variations that may occur and will not attempt to charge this back. If you have used a credit card to deposit funds, trade online and decide to withdraw your winnings, the same credit card must be used. The withdrawal amount per credit card is only permitted up to an equal amount of money deposited per credit card or less. Larger amounts must be transferred to a bank account. The withdrawal amount per credit card is only permitted up to an equal amount of money deposited per credit card or less. Larger amounts must be transferred to a bank account. The withdrawal amount per credit card is only permitted up to an equal amount of money deposited per credit card or less. Larger amounts must be transferred to a bank account.

CURRENCY

Your account can consist of different currencies. These are subject to the following conditions: We may accept payments into the Account in different currencies and all payments due to or from us and all net balances in the Account will be reflected by us in the relevant currency; The Account will be maintained in PLN, US Dollars, Euros (“Base Currencies”) and any other currency will be converted at the exchange rate applicable at the time of conversion (“Exchange Rate”); If the customer sends money in a currency other than their account currency, we will apply an exchange rate at our discretion. We will generally settle trades or make any necessary netting and deductions in the relevant currency where the Account includes such a currency book, unless: that such currency balance is not sufficient. We may settle transactions in any currency using the exchange rate. ADDITIONAL TERMS Please note that this Policy cannot be exhaustive and additional terms or requirements may apply at any time as a result of regulations and policies, including those set out to prevent money laundering. Please note that all use of the Website and Services is subject to the Terms and Conditions, which may be amended from time to time by Royal FX Bank in its sole discretion. If you have any questions about political matters, you can always contact us. as may be amended from time to time by Royal FX Bank in its sole discretion. If you have any questions about political matters, you can always contact us. as may be amended from time to time by Royal FX Bank in its sole discretion. If you have any questions about political matters, you can always contact us. RISK DISCLOSURE AND RISK DISCLAIMER POLICY

Royal FX Bank strives to provide its clients with the best tools for trading, including introductory guides for the live trading environment. Royal FX Bank does not manage or advise on investments. Royal FX Bank allows you to trade highly speculative investments that involve a significant risk of loss. Such trading is not suitable for all investors, so you need to make sure you fully understand the risks before trading. You accept that the transactions you engage in with Royal FX Bank may involve financial instruments that are not: traded on an exchange or investment exchange; Easily realizable investments. Risks associated with the Services include: All investments are subject to risk, and the degree of risk is a matter of judgment and cannot be precisely predetermined. Trading in financial instruments is generally considered to involve a high level of risk when compared to other common forms of investment such as recognized collective investment schemes and debt and equity securities. We make no guarantee or promise as to the performance or profitability of your account with us or your investments or any part thereof. The value of investments and any income from them can go down as well as up and is not guaranteed. We make no guarantee or promise as to the performance or profitability of your account with us or your investments or any part thereof. The value of investments and any income from them can go down as well as up and is not guaranteed. We make no guarantee or promise as to the performance or profitability of your account with us or your investments or any part thereof. The value of investments and any income from them can go down as well as up and is not guaranteed.

FOREX IS HIGHLY SPECULATIVE, carries a high level of risk and may not be suitable for all investors. CLIENT MAY EXPERIENCE A LOSS OF ALL OR PART OF CLIENT'S INVESTED CAPITAL; THEREFORE CUSTOMER SHOULD NOT SPECULATE WITH CAPITAL THAT CUSTOMER CANNOT AFFORD TO LOSE. CLIENT SHOULD BE AWARE OF ALL RISKS INVOLVED IN TRADING ON MARGIN. CUSTOMER HEREBY ACKNOWLEDGES THAT HE IS AWARE OF THE RISKS SET FORTH ABOVE.

Due to the high risk of trading, we expressly make no EXPRESS OR IMPLIED warranties or guarantees that you will make a profit or that you will not lose any OR all of your DEPOSITED investments. In addition, Royal FX Bank is not responsible for the accuracy of any information or content provided by third parties, including websites and information linked to or presented on this website. Please note that all use of the Website and Services is subject to the Terms and Conditions, which may be amended from time to time by Royal FX Bank in its sole discretion. There is a chance that you could lose some or all of your investment assets while trading. Even if you make money, you should be aware that the market can turn quickly. Never trade more than you can afford to lose.

ACCEPTED USE POLICY [AUP]

Important: You are hereby notified that any breach of this Acceptable Use Policy or otherwise tampering, misuse or use of Royal FX Bank's publicly offered online trading services will result in significant financial and other damages to Royal FX Bank and/or third parties may be parties, including other users and traders such as yourself, and Royal FX Bank shall be entitled to any remedy available to it under this Agreement or at law, including an injunctive relief. Without derogating from the provisions of the following Acceptable Use Policy, the following activities are expressly prohibited and shall be considered a material violation of the Terms of Service: Unauthorized Automated Access to the Services and Systems. Latency exploitation in trading. Coordinated trading across multiple accounts (including trading in tandem). Any reverse engineering of the Software or Services. Scope of the AUP.

  • 1.1. The AUP applies to all systems and services offered by Royal FX Bank without exception.
  • 1.2. The AUP applies to everyone, including all customers, users and visitors (“User” or “you”).
  • 1.3. The prohibited activities and uses set out in this AUP are not an exhaustive list. If you are in any doubt as to any intended action, you should contact Royal FX Bank immediately. Automated Access
  • 2.1. You must not, under any circumstances, use any software that automatically accesses or operates on Royal FX Bank's systems, websites or systems, unless such software is officially provided by Royal FX Bank. Prohibited Activities.
  • 3.1. Royal FX Bank shall not use its systems and will take reasonable steps to ensure that no user or third party uses its systems in any of the following ways:
  • 3.1.1. With fraudulent intent or in connection with a criminal offense.
  • 3.1.2. Send, knowingly receive, upload, download or use any material that is offensive, abusive, indecent, defamatory, obscene or threatening or that violates copyright, trust, privacy and/or other rights.
  • 3.1.3. To cause trouble, inconvenience or fear.
  • 3.1.4. Spam or send or provide unsolicited advertising or promotional material or knowingly receive responses to spam, unsolicited advertising or promotional material sent or provided by any third party.
  • 3.1.5. In any way which, in Royal FX Bank's reasonable opinion, affects or is likely to affect the provision of the Royal FX Bank service to the Company or Royal FX Bank or its shareholders and/or affiliates and/or directors and/or counsel and/or or trustees and/or bankers and/or customers and/or corporations and/or reputation.
  • 3.1.6. In violation of any license or right of any third party.
  • 3.1.7. Attempting to disrupt any Royal FX Bank service to any User, Host or This includes without limitation:
  • 3.1.7.1. flooding of networks;
  • 3.1.7.2. DOS (Denial Of Service) attacks of any kind;
  • 3.1.7.3. Deliberate attempts to overload a service and attempts to crash a host;
  • 3.1.7.4. Any attempt to abuse, manipulate or take advantage of a bug, software bug, security backdoor or breach, latency differential;
  • 3.1.7.5. resale of services;
  • 3.1.7.6. Any type of automated, cooperative or multi-user operation (expressly including tandem trading) to circumvent or use the Services or systems;
  • 3.1.7.7. To transmit e-mails, code or files that contain computer viruses or corrupted data, or Trojan horses or tools that compromise the security of any website or user data. This expressly includes spyware and malware of any kind
  • 3.2. You acknowledge and agree that the list of Prohibited Activities in Clause
  • 3.3. You will not permit any person who is not a Customer to use or access the System, and you will not copy, distribute, publish, transmit, display, modify, create derivative works based on, report or otherwise exploit the System, in whole or in part, for use by other people.
  • 3.4. The trademarks and logos displayed on the system are registered trademarks of Royal FX Bank and/or their respective persons. Any use of such marks may only be permitted after obtaining written consent. Network Security
  • 4.1. You may not:
  • 4.1.1. Violate or attempt to violate the security of Royal FX Bank or attempt to interfere or interfere with Royal FX Bank's networks, authentication measures, servers or equipment.
  • 4.1.2. Attempting to bypass user authentication or security of any host, network, or account, which includes accessing data not intended for the recipient, logging into a server to which access is unauthorized, or verifying security other networks.
  • 4.1.3. Attempt to gain access to accounts or computer resources that do not belong to you through the Royal FX Bank system and/or services. Breach of this AUP
  • 5.1. Royal FX Bank is authorized to take organizational, automated and discretionary measures to ensure compliance by all users with this AUP and any other rules and policies.
  • 5.2. Any right of Royal FX Bank hereunder, expressly including the right to impose a sanction, shall in no way obligate Royal FX Bank to exercise that right (or to impose any such sanction).
  • 5.3. The failure of Royal FX Bank to exercise any right herein shall not be deemed a waiver of that right, including the imposition of any particular sanction.
  • 5.4. Royal FX Bank may prevent any person from accessing the System and may take such reasonable measures as Royal FX Bank deems necessary to prevent such access if Royal FX Bank becomes aware of circumstances giving rise to the Giving an assumption that a login is being misused.
  • 5.5. If you or any other person breaches any term of this AUP, Royal FX Bank may, without notice to Royal FX Bank and without any liability to Royal FX Bank and/or its clients and/or any other party:
  • 5.5.1. Request explanations, authentications, documentation, or other evidence or details relevant to an investigation.
  • 5.5.2. Prevent client access to the system for cause at its sole discretion.
  • 5.5.3. Repair, rectify and/or reverse customer transactions in order to process a refund for and through Royal FX Bank or a third party.
  • 5.5.4. Set-off, deduction and/or seizure of funds and/or information in its sole discretion in accordance with the law and/or any court order or direction of any competent investigative or law enforcement agency. 5.5.5. suspend or terminate Royal FX Bank's use of its systems and/or services;
  • 5.5.6. Take whatever action you deem appropriate. For the avoidance of doubt, Royal FX Bank's exercise of any rights herein shall not require Royal FX Bank to compensate the user for loss of access to Royal FX Bank's system and service.
  • 5.6. A breach of this AUP by a person who has only indirect access to the Royal FX Bank service through you will be considered a breach on your part, including whether or not the breach was committed with your knowledge or consent. You are responsible for all actions of its customers to whom it provides its services directly or indirectly.
  • 5.7. Royal FX Bank may work with system administrators or other network or computer service providers to enforce this AUP or any other provider's policy.
  • 5.8. Royal FX Bank may involve and cooperate with law enforcement authorities where criminal activity is suspected. Additional Terms Please note that this policy cannot be exhaustive and additional terms or requirements may apply at any time due to changes in technology, experience, regulations and policies, including those set to prevent money laundering. This AUP is subject to change at Royal FX Bank's sole discretion at any time and any change will be effective when posted on Royal FX Bank's website or otherwise notified to Royal FX Bank. Please note any use of the Website and Services is subject to the Terms and Conditions, which may be amended from time to time by Royal FX Bank in its sole discretion. If you have any questions about political matters, you can always contact us.

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